About Payaura
Payment infrastructure, built for businesses.
Payaura is being developed as a B2B FinTech API and payment orchestration platform — one integration for pay-in, pay-out and verification, with the provider connections, transaction records and operational tooling handled behind it.
Positioning
Clear about what this is — and what it isn't.
Financial services deserve plain language, and the boundary between a technology platform and a regulated institution is worth stating precisely. Here is where Payaura sits.
What Payaura is
A B2B technology platform: a unified API for pay-in, pay-out and verification, a transaction engine with a double-entry ledger, an orchestration layer that routes requests across integrated providers, and a platform for the operations around all of it.
What Payaura is not
Payaura is not a bank, an NBFC, a payment aggregator, a PSP or any other licensed financial institution, and holds no regulatory approval it has not published. It is not a consumer application. This website is a corporate site — no transaction can be performed here.
Where Payaura is today
In active development. The V1 scope is defined, provider integrations and commercial arrangements are being worked through, and API documentation has not been published yet. We are opening early conversations with businesses and providers.
The Payaura idea
Payment infrastructure businesses can build on
Payaura is being built as a B2B technology platform: a unified API for pay-in, pay-out and verification, with an orchestration layer that connects those requests to integrated payment and verification providers.
The problem it addresses is concrete. Every provider has its own request format, its own status vocabulary and its own portal, and a business that works with several ends up maintaining an integration per provider and reconciling across all of them. Payaura is designed so that work happens once, in one place.
Unified API
One integration for pay-in, pay-out and verification.
Multi-provider orchestration
A routing layer between your request and the provider that fulfils it.
Transaction engine and ledger
Double-entry records behind every balance and settlement.
Merchant and admin platform
Operations, reconciliation and reporting in one place.
Developer-focused integration
Standardised responses, webhooks, and separate test and live environments.
The V1 shape
Four capabilities. One platform.
Pay-in, pay-out and verification, plus the orchestration layer that routes them — combined into a single platform a business integrates once.
The scope is deliberately narrow. V1 covers the capabilities most businesses actually need first, built properly — a unified API, a transaction engine with a double-entry ledger, and the operational tooling to reconcile what moved. Further capabilities follow as provider integrations are completed.
- Pay-In
- Pay-Out
- Verification
- Orchestration
One Business Payment Platform
Building this properly takes the right partners.
If you run a business that needs payment or verification capability, build products that move money, or provide a service that belongs behind this platform, we would like to hear from you.